How Do I Get Out Of £11,000.00 Of Debt, And More?

Its a long story. To cut a long story short, I took out a loan years ago for £10,000.00. I managed to pay off £4,000.00 back, but due to financial difficulties stopped payments. I was taken to court by the company handling the debt and was asked to pay back £11,000.00. I have sort the help of a debt management agency to help me repay the money back. I have 3 other creditors, no strick that, i have 4 other creditors to pay money back to.

One is for overdraft owing to the bank. Thants about £1,200.00, then there are 3 credit cards totalling about £6,000.00